Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans.
com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
Obtain a copy of the Truth in Lending Act, so you know your rights. Getting a loan can be a very important decision, but finding and good lender, knowing the right questions to ask, and knowing what to watch out for can be difficult.
Unscrupulous lenders often target consumers who are most vulnerable: the unemployed, low-wage earners, minorities, the elderly, and those who have poor credit ratings. Also, while many loan scams result from fraudulent budgeting loan amount for single person 2016 practices, many legitimate lenders use tactics to lure consumers into accepting loans they know you cannot afford.
No matter how much money you are borrowing, or what kind of loan you are getting, there are some basic guidelines to follow that will help you make better decisions about your loan. This document also provides you with specific information about different kinds of loans and lending tactics that can put you at financial risk. QUESTIONS FOR YOUR LENDER Ask these questions of several different lenders to ensure that you are choosing the best lender.
Each question should be carefully considered based on your situation.
Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where icashloans. com does not have an available lender, you will not be connected to beacon cash advance lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender.