Copy of keys: Many borrowers are asked to surrender a copy of their car keys to the lender when they take out a title loan. If you have a wireless key fob, they may hold one of those as collateral.

Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need instant cash loans in minutes job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan.

Without it, lenders have no way to know if you can repay them and are significantly less likely to offer you a loan.

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