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What do you think are my chances. I just applied for a 35K cash out "refi" land loan for a 1. 75 acre parcel of buildable land with no liens that I own free and clear (no loans or owed on it what-so- ever). It's tax assessed value is 74K and I'm estimating, based on comps, that it'll appraise around 65K so the estimated LTV is around 54. The bank I've mainsource bank personal loan rates with has a maximum LTV of 70. My FICO's (pulled last week) are EQ 661, TU 681 and EX 698 but that was before a couple of hard inquiries while shopping rates, so they'll probably see a few points less than that.
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